Wells Fargo Employee Benefits Value Calculator
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in the US benefits / year beyond salary
Wells Fargo
Calculated May 29, 2026
Benefits Breakdown
Health Insurance (Individual) | $7,500 Based on KFF 2023 Employer Health Benefits Survey — average employer contribution for single coverage |
Health Insurance (Family) | $22,000 Based on KFF 2023 Employer Health Benefits Survey — average employer contribution for family coverage |
Dental Insurance | $750 Industry average employer dental premium contribution (BLS 2023) |
Vision Insurance | $200 Industry average employer vision premium contribution (BLS 2023) |
HSA Employer Contribution | $1,000 Average employer HSA contribution (EBRI 2023) |
Flexible Spending Account (FSA) | $500 Average employer FSA contribution — tax savings value |
Mental Health CareMental health coverage + Employee Life Solutions counseling | $1,200 Based on 8 EAP sessions x $150/session avg market rate Company note: Mental health coverage + Employee Life Solutions counseling |
Life Insurance | $300 1x salary basic life insurance, averaged to $300/yr employer cost (BLS) |
Disability Insurance (Short & Long Term) | $600 Employer-paid short + long term disability, avg $600/yr (BLS) |
401k Employer Match100% match on first 6% of eligible compensation | $4,200 Calculated as 4% match on $70K median salary (BLS median wage data) Company note: 100% match on first 6% of eligible compensation Value adjusted for this company |
Employee Stock Purchase Plan (ESPP)Employee Stock Purchase Plan with 15% discount | $2,250 15% ESPP discount on $15K annual purchase (IRS section 423 limit) Company note: Employee Stock Purchase Plan with 15% discount |
RSU / Stock OptionsEquity awards for senior roles | $5,000 Median RSU grant value — company-specific when overridden Company note: Equity awards for senior roles Value adjusted for this company |
Performance BonusAnnual incentive bonus based on individual and company performance | $8,000 Average target bonus for median compensation band (BLS) Company note: Annual incentive bonus based on individual and company performance Value adjusted for this company |
Pension / Defined Benefit Plan | — Defined benefit plan — employer annual contribution equivalent |
Charitable Gift MatchingCommunity Support Campaign matching up to $3,000/yr | $3,000 Employer match on charitable donations Company note: Community Support Campaign matching up to $3,000/yr Value adjusted for this company |
Paid Parental Leave16 weeks paid parental leave for birth parents; 8 weeks for non-birth parents | $15,400 Paid weeks x weekly salary at $70K/yr median Company note: 16 weeks paid parental leave for birth parents; 8 weeks for non-birth parents Value adjusted for this company |
Fertility AssistanceFertility treatment benefits through Progyny | $3,000 Lifetime benefit amortized over career years Company note: Fertility treatment benefits through Progyny |
Childcare SubsidyBackup childcare through Bright Horizons; child and elder care resources | $3,000 Dependent care FSA or on-site childcare subsidy Company note: Backup childcare through Bright Horizons; child and elder care resources |
Dependent Care FSA | $1,200 Tax savings on $5,000 dependent care FSA at 24% marginal bracket |
Adoption AssistanceAdoption reimbursement up to $5,000 | $500 Adoption/surrogacy reimbursement, amortized Company note: Adoption reimbursement up to $5,000 Value adjusted for this company |
Paid Time Off (PTO)15-25 days PTO based on tenure | $3,846 Paid days x daily rate at $70K median salary ($269/day) Company note: 15-25 days PTO based on tenure Value adjusted for this company |
Paid Holidays10 paid holidays per year | $2,308 Paid holiday days x daily rate at $70K median Company note: 10 paid holidays per year |
Sick Leave | $1,538 Paid sick days x daily rate |
Volunteer Time Off2 days VTO per year for eligible team members | $615 Paid volunteer days x daily rate Company note: 2 days VTO per year for eligible team members |
Sabbatical Program | — Paid sabbatical value amortized over qualifying period |
Free Meals / SnacksSubsidized cafeterias at select campuses | — $12/meal x 250 working days (BLS food-away-from-home pricing) Company note: Subsidized cafeterias at select campuses |
Gym / Fitness MembershipOn-site fitness centers; wellness reimbursement program | $840 Average gym membership $70/mo (IHRSA 2023) Company note: On-site fitness centers; wellness reimbursement program |
Work From Home / RemotePrimarily in-office; hybrid available for select roles | — Commute savings + home office costs (Global Workplace Analytics) Company note: Primarily in-office; hybrid available for select roles |
Home Office Stipend | — Annual home office equipment/furniture allowance |
Commuter Benefits / Transit Pass | $900 Pre-tax transit benefit, max $300/mo (IRS section 132) |
Employee Product DiscountDiscounts on Wells Fargo banking products | $750 Company-specific discount value on products/services Company note: Discounts on Wells Fargo banking products |
Mobile Phone / Plan Reimbursement | — $50/month phone stipend — standard employer reimbursement |
Company Car / Vehicle Allowance | — Annual lease equivalent value of company vehicle |
Legal Assistance Program | $400 Group legal plan annual employer cost |
Employee Assistance Program (EAP) | $300 Counseling, financial, and legal assistance — annual employer cost |
Tuition AssistanceUp to $5,250/yr tuition reimbursement | $5,250 Annual tuition reimbursement (IRS section 127 tax-free limit: $5,250) Company note: Up to $5,250/yr tuition reimbursement Value adjusted for this company |
Professional Development Budget | $1,500 Annual L&D/conference/certification budget |
Conference & Training Budget | $2,000 Annual conference attendance + travel budget (SHRM) |
Certification Reimbursement | $800 Annual reimbursement for industry certifications |
About Wells Fargo Benefits
Wells Fargo offers an elite employee benefits package with an estimated annual value of $100,647 beyond base salary. The strongest areas of the Wells Fargo benefits program are Insurance, Health & Wellness, Family & Parenting, Financial & Retirement. This calculation is based on publicly available benefit disclosures, employer cost data, and actuarial averages for the United States. Individual values may vary by role, tenure, state, and enrollment elections.
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Frequently Asked Questions
- How much are Wells Fargo benefits worth?
- Wells Fargo benefits are worth approximately $100,647 per year on top of base salary, based on national averages and publicly reported employer contribution rates for health insurance, retirement matching, equity, and other perks.
- What health insurance does Wells Fargo offer?
- Wells Fargo offers comprehensive health insurance including medical, dental, and vision coverage. Employers typically cover a significant portion of the premium for both individual and family plans. The exact value depends on plan elections and the number of covered dependents.
- Does Wells Fargo offer a 401k match?
- Most large employers including Wells Fargo offer a 401k or similar retirement savings plan with employer matching contributions. The match percentage and cap vary by company policy. See the full breakdown above for Wells Fargo's specific retirement benefit value.
- What are Wells Fargo's top employee perks?
- The top benefit categories at Wells Fargo by dollar value are: Insurance, Health & Wellness, Family & Parenting, Financial & Retirement. These represent the highest-value components of the total compensation package beyond base salary.
- How do Wells Fargo benefits compare to competitors?
- Wells Fargo's total benefits value of $100,647/year can be compared side-by-side with other employers using Corbez's free benefits comparison tool. Use the links below to see how Wells Fargo stacks up against Google, Meta, Microsoft, and other top employers.