Target Employee Benefits Value Calculator
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in the US benefits / year beyond salary
Target
Calculated May 29, 2026
Benefits Breakdown
Health Insurance (Individual) | $7,500 Based on KFF 2023 Employer Health Benefits Survey — average employer contribution for single coverage |
Health Insurance (Family) | $22,000 Based on KFF 2023 Employer Health Benefits Survey — average employer contribution for family coverage |
Dental Insurance | $750 Industry average employer dental premium contribution (BLS 2023) |
Vision Insurance | $200 Industry average employer vision premium contribution (BLS 2023) |
HSA Employer Contribution | $1,000 Average employer HSA contribution (EBRI 2023) |
Flexible Spending Account (FSA) | $500 Average employer FSA contribution — tax savings value |
Mental Health CareMental health benefits + EAP | $1,200 Based on 8 EAP sessions x $150/session avg market rate Company note: Mental health benefits + EAP |
Life Insurance | $300 1x salary basic life insurance, averaged to $300/yr employer cost (BLS) |
Disability Insurance (Short & Long Term) | $600 Employer-paid short + long term disability, avg $600/yr (BLS) |
401k Employer Match100% match on first 5% of eligible pay | $2,800 Calculated as 4% match on $70K median salary (BLS median wage data) Company note: 100% match on first 5% of eligible pay |
Employee Stock Purchase Plan (ESPP)ESPP with discount on Target stock | $1,500 15% ESPP discount on $15K annual purchase (IRS section 423 limit) Company note: ESPP with discount on Target stock Value adjusted for this company |
RSU / Stock OptionsRSU grants for corporate/headquarters employees | $3,000 Median RSU grant value — company-specific when overridden Company note: RSU grants for corporate/headquarters employees Value adjusted for this company |
Performance BonusAnnual bonus for salaried corporate employees | $3,000 Average target bonus for median compensation band (BLS) Company note: Annual bonus for salaried corporate employees Value adjusted for this company |
Pension / Defined Benefit Plan | — Defined benefit plan — employer annual contribution equivalent |
Charitable Gift MatchingCharitable matching for team member donations | $1,000 Employer match on charitable donations Company note: Charitable matching for team member donations Value adjusted for this company |
Paid Parental Leave12 weeks primary + 2 weeks secondary paid parental leave | $11,550 Paid weeks x weekly salary at $70K/yr median Company note: 12 weeks primary + 2 weeks secondary paid parental leave Value adjusted for this company |
Fertility Assistance | $3,000 Lifetime benefit amortized over career years |
Childcare Subsidy | — Dependent care FSA or on-site childcare subsidy |
Dependent Care FSA | $1,200 Tax savings on $5,000 dependent care FSA at 24% marginal bracket |
Adoption Assistance | $500 Adoption/surrogacy reimbursement, amortized |
Paid Time Off (PTO)15+ days PTO for salaried employees | $3,846 Paid days x daily rate at $70K median salary ($269/day) Company note: 15+ days PTO for salaried employees Value adjusted for this company |
Paid Holidays | $2,308 Paid holiday days x daily rate at $70K median |
Sick Leave | $1,538 Paid sick days x daily rate |
Volunteer Time Off | — Paid volunteer days x daily rate |
Sabbatical Program | — Paid sabbatical value amortized over qualifying period |
Free Meals / SnacksNo free meals; discount available in-store | — $12/meal x 250 working days (BLS food-away-from-home pricing) Company note: No free meals; discount available in-store |
Gym / Fitness MembershipNo standard gym benefit | — Average gym membership $70/mo (IHRSA 2023) Company note: No standard gym benefit |
Work From Home / RemoteHybrid for corporate HQ; store roles are on-site | $5,000 Commute savings + home office costs (Global Workplace Analytics) Company note: Hybrid for corporate HQ; store roles are on-site |
Home Office Stipend | — Annual home office equipment/furniture allowance |
Commuter Benefits / Transit PassPre-tax commuter benefits | $900 Pre-tax transit benefit, max $300/mo (IRS section 132) Company note: Pre-tax commuter benefits |
Employee Product Discount10% team member discount year-round + 20% on wellness purchases | $1,500 Company-specific discount value on products/services Company note: 10% team member discount year-round + 20% on wellness purchases Value adjusted for this company |
Mobile Phone / Plan Reimbursement | — $50/month phone stipend — standard employer reimbursement |
Company Car / Vehicle Allowance | — Annual lease equivalent value of company vehicle |
Legal Assistance Program | — Group legal plan annual employer cost |
Employee Assistance Program (EAP) | $300 Counseling, financial, and legal assistance — annual employer cost |
Tuition AssistanceTarget Guild: debt-free education program | $5,250 Annual tuition reimbursement (IRS section 127 tax-free limit: $5,250) Company note: Target Guild: debt-free education program Value adjusted for this company |
Professional Development Budget | $1,500 Annual L&D/conference/certification budget |
Conference & Training Budget | — Annual conference attendance + travel budget (SHRM) |
Certification Reimbursement | $800 Annual reimbursement for industry certifications |
About Target Benefits
Target offers an elite employee benefits package with an estimated annual value of $84,542 beyond base salary. The strongest areas of the Target benefits program are Insurance, Health & Wellness, Family & Parenting, Financial & Retirement. This calculation is based on publicly available benefit disclosures, employer cost data, and actuarial averages for the United States. Individual values may vary by role, tenure, state, and enrollment elections.
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Frequently Asked Questions
- How much are Target benefits worth?
- Target benefits are worth approximately $84,542 per year on top of base salary, based on national averages and publicly reported employer contribution rates for health insurance, retirement matching, equity, and other perks.
- What health insurance does Target offer?
- Target offers comprehensive health insurance including medical, dental, and vision coverage. Employers typically cover a significant portion of the premium for both individual and family plans. The exact value depends on plan elections and the number of covered dependents.
- Does Target offer a 401k match?
- Most large employers including Target offer a 401k or similar retirement savings plan with employer matching contributions. The match percentage and cap vary by company policy. See the full breakdown above for Target's specific retirement benefit value.
- What are Target's top employee perks?
- The top benefit categories at Target by dollar value are: Insurance, Health & Wellness, Family & Parenting, Financial & Retirement. These represent the highest-value components of the total compensation package beyond base salary.
- How do Target benefits compare to competitors?
- Target's total benefits value of $84,542/year can be compared side-by-side with other employers using Corbez's free benefits comparison tool. Use the links below to see how Target stacks up against Google, Meta, Microsoft, and other top employers.